Al Rajhi 2000 SAR BNPL Error 1010 Fix Guide (2026)

Quick Facts: Al Rajhi BNPL & Error 1010 at a Glance
ItemDetail
ProductAl Rajhi Bank Buy Now, Pay Later (BNPL)
RepaymentUp to 3 monthly installments (limited-time offer across KSA merchants)
The errorNO_DATA_MAPPING_IS_FOUND_FOR 1010 — a technical/data-mapping failure during application
Alternative (SAR 2,000+)Emkan Finance microfinancing: SAR 2,000 to SAR 50,000 (Al Rajhi-owned, SAMA-supervised)
Support920 003 344 / 800 124 1222 / [email protected]

Here’s the deal: you open the alrajhi bank app, tap on the Buy Now, Pay Later option for your 2000 SAR purchase — and boom. A cold, cryptic message slaps you in the face: NO_DATA_MAPPING_IS_FOUND_FOR 1010. No explanation. No fix button. Nothing.

Annoying? Absolutely. Unfixable? Not even close.

In this guide, you’ll discover:

  • What error 1010 actually means (in plain English)
  • The 6 root causes behind it
  • A step-by-step fix checklist that works
  • An official Al Rajhi alternative for SAR 2,000–50,000 financing
  • The exact official support channels to escalate your case

Let’s dive in.

What Is the Al Rajhi 2000 SAR BNPL Service?

Buy Now, Pay Later is a financing solution from Al Rajhi Bank that lets eligible customers complete a purchase today and repay it over selected monthly installments through the alrajhi bank app. For a limited time, the bank has opened BNPL across merchants in Saudi Arabia with a maximum of 3 monthly installments, subject to terms and conditions.

The “2000 SAR BNPL” you see people talking about is simply the small-ticket instant credit limit that appears inside the app for eligible users — perfect for quick purchases without touching your salary.

But wait — there’s a catch. The service runs on real-time data mapping between your profile, your account, and the merchant. When any link in that chain breaks, you get error 1010.

PRO TIPIf the small BNPL limit keeps failing, check how to apply for Al Rajhi Bank personal finance online — a larger, more stable financing route from the same bank.
Al Rajhi BNPL — Key Facts
FeatureOfficial Detail
What it isPurchase financing repaid in selected monthly installments via the alrajhi bank app
AvailabilityAll eligible merchants in Saudi Arabia (limited-time offer)
InstallmentsMaximum 3 monthly installments
EligibilityShown only to eligible customers inside the official app

What Does “NO_DATA_MAPPING_IS_FOUND_FOR 1010” Actually Mean?

Let me explain. This is not a rejection of you as a customer. It is a backend technical error. In simple words: the app asked the bank’s system for your BNPL data, and the system replied, “I can’t find a mapped record for this request” — hence, no data mapping found.

The result? Your application dies mid-process, before any eligibility decision is even made.

Think of it like a courier who reaches the warehouse but can’t find the shelf label for your parcel. The parcel (your eligibility) may exist — the label (data mapping) is what’s missing.

NOTEError codes and messages can change with app updates. Always confirm the exact wording on the official alrajhi bank app or with official support before assuming the cause.

6 Root Causes of Error 1010 (and How to Spot Yours)

Based on how the official BNPL flow works, error 1010 almost always traces back to one of these six causes:

  1. Outdated app version — older builds can’t read the new BNPL data structure.
  2. Corrupted app cache/session — stale login tokens break the data request.
  3. Profile data mismatch — your registered mobile, Iqama or account details don’t align across systems.
  4. Server maintenance window — the mapping service is temporarily offline.
  5. Unlinked account records — newly opened or recently updated accounts may not be synced yet.
  6. Restricted merchant category — some purchase types are excluded from BNPL entirely.

Here’s the part most people miss: cause #6 is official policy, not a bug. Al Rajhi’s own BNPL offer page lists restricted merchants — if your purchase falls in one of these, no fix will ever work.

Merchant Categories Restricted from Al Rajhi BNPL (Official List)
Restricted CategoryExamples
Fuel & transportGas stations, taxicabs & limousines, transportation services, automobile rental
Food & convenienceFast food restaurants, convenience & specialty food stores, candy/nut/confectionery stores
Retail misc.Variety stores, gift/card/novelty & souvenir shops
AutomotiveCar dealerships
Payments & servicesInvoices, government services, education services, telecommunications
CharityCharitable organizations
WARNINGIf you triggered error 1010 while paying a telecom bill, school fee, or government service, stop troubleshooting — that category is officially excluded from BNPL. Use a different payment method.

How to Fix Error 1010: Step-by-Step Checklist

Work through these steps in order. Most users resolve the error by step 3.

1
Update the alrajhi bank app. Go to the App Store or Google Play and install the latest version. New BNPL features only map correctly on current builds.
2
Clear cache and log in again. In your phone settings, clear the app cache (Android) or reinstall the app (iOS), then log in fresh. This kills broken session tokens.
3
Verify your registered details. Confirm your mobile number, Iqama/ID and account are correct and up to date in the app profile. A single mismatched digit can break the data mapping.
4
Switch network and retry off-peak. Move from Wi-Fi to mobile data (or vice versa) and try again outside peak evening hours. Maintenance windows are usually short.
5
Try the official alternative. If you need SAR 2,000–50,000 urgently, apply through the Emkan Finance app — Al Rajhi Bank’s own digital microfinance arm, supervised by the Saudi Central Bank (SAMA).
6
Escalate to official support. Call 920 003 344 and quote the exact error text “NO_DATA_MAPPING_IS_FOUND_FOR 1010” plus the date/time it occurred. Ask them to check your BNPL data mapping at the backend.
PRO TIPTake a screenshot of the error before calling support. Agents resolve cases faster when you can read the exact code and timestamp. If your account is new, also read this complete guide to Al Rajhi Bank account opening, documents and fees to make sure nothing in your setup is pending.
Fix Summary Table
StepActionWhat You NeedTime
1Update appApp Store / Google Play access~3 min
2Clear cache & re-loginYour login credentials~5 min
3Verify profile detailsIqama/ID & registered mobile~5 min
4Switch network, retry off-peakAlternate Wi-Fi/mobile data~2 min
5Apply via Emkan Finance appEmkan app (official)~10 min
6Call 920 003 344Error screenshot + timestamp~10 min

Official Alternative: Emkan Finance (SAR 2,000 – 50,000)

Still stuck? Don’t wait on a broken screen. Emkan Finance is the digital microcredit company owned by Al Rajhi Bank, and it offers exactly the ticket size you were chasing: financing from SAR 2,000 up to SAR 50,000, designed to be taken anytime, anywhere through its app.

Emkan is a closed joint stock company, licensed and supervised by the Saudi Central Bank (SAMA) — so it is as official as it gets.

Emkan Finance Microfinancing — Quick Facts
ItemOfficial Detail
ProductDigital microfinancing (instant, app-based)
Amount rangeSAR 2,000 to SAR 50,000
OwnerAl Rajhi Bank (digital microcredit arm)
RegulatorSaudi Central Bank (SAMA), License No. 55/202004
Apply viaEmkan Finance app (App Store / Google Play)

Want the full breakdown of eligibility, documents, fees and rejection reasons? Read our detailed guide on Emkan personal loan online application with documents, fees and eligibility. Comparing Saudi banks overall? Check our full Al Rajhi vs SNB vs D360 bank comparison for expats and the wider top 5 best bank accounts in Saudi Arabia comparison.

IMPORTANTProfit rates and fees for Emkan products are published on its official product-pricing page and can change. Always check the live pricing page inside the Emkan app or website before accepting any financing offer.

Official Support Channels (Verified)

Al Rajhi Bank & Emkan — Official Contact Points
ChannelDetailUse For
Phone (personal banking)920 003 344Error 1010 escalation, BNPL queries
Toll-free (inside KSA)800 124 1222General customer care
Email[email protected]Written complaints with screenshots
Websitealrajhibank.com.saOfficial BNPL & finance pages
Emkanemkanfinance.com.sa / Emkan appSAR 2,000–50,000 microfinancing
WARNING — FRAUD ALERTAl Rajhi will never ask for your OTP, password, or card PIN — not by phone, SMS, WhatsApp, or email. Anyone asking for these to “fix error 1010” is a scammer. Hang up and call 920 003 344 yourself.

Frequently Asked Questions

What is the NO_DATA_MAPPING_IS_FOUND_FOR 1010 error in Al Rajhi BNPL?
It is a technical backend error meaning the app could not find a mapped data record for your BNPL request. It is not a rejection — it usually indicates an outdated app, broken session, profile mismatch, or a temporary server issue, and is typically fixable in minutes.
Does error 1010 mean my Al Rajhi BNPL application was rejected?
No. Error 1010 appears before any eligibility decision is made — it is a data-mapping failure, not a credit decision. Fix the technical cause first, then re-apply. If you remain ineligible, the app will show a different, eligibility-related message.
How do I fix Al Rajhi BNPL error 1010 quickly?
Update the alrajhi bank app, clear its cache, log in again, verify your registered mobile and Iqama details, then retry on a different network off-peak. If it persists, call 920 003 344 and quote the exact error code and timestamp.
Can I use Al Rajhi BNPL for any purchase in Saudi Arabia?
No. The official offer page lists restricted categories including gas stations, telecom, government services, education, invoices, car dealerships and charitable organizations. Purchases in these categories cannot be financed through BNPL.
Is there an official alternative to get SAR 2,000 instantly from Al Rajhi?
Yes. Emkan Finance, Al Rajhi Bank’s SAMA-supervised digital microfinance company, offers app-based financing from SAR 2,000 to SAR 50,000. Apply through the official Emkan app after checking live pricing on emkanfinance.com.sa.
Who should I contact if error 1010 keeps appearing?
Contact Al Rajhi official support at 920 003 344 (or toll-free 800 124 1222 inside KSA), or email [email protected] with a screenshot of the error and the time it occurred. Never share OTPs or passwords with anyone.

Conclusion

So, what did we learn? First, error 1010 is a technical data-mapping glitch — not a rejection of you. Second, the fix is usually simple: update the app, clear cache, verify your profile, and retry — or escalate to 920 003 344 with a screenshot. Third, if you genuinely need SAR 2,000 now, Emkan Finance is the official, SAMA-regulated Al Rajhi route for exactly that amount.

Your move: open the alrajhi bank app, run the 6-step checklist above, and if all else fails, apply through the official Emkan app today.

Have you faced error 1010 on Al Rajhi BNPL? Which step fixed it for you — or are you still stuck? Drop your experience in the comments below — your case might help the next reader.

Sources

  • Al Rajhi Bank — Buy Now, Pay Later (official product page): https://www.alrajhibank.com.sa/en/Personal/Finance/Personal-Finance/Buy-Now-Pay-Later
  • Al Rajhi Bank — BNPL Offers & Restricted Merchants (official offer page): https://www.alrajhibank.com.sa/en/Personal/Offers/BNPLOffers
  • Al Rajhi Bank — Personal Finance / contact details: https://www.alrajhibank.com.sa/en/Personal/Finance/Personal-Finance/New-Personal-Finance
  • Emkan Finance — Official website (microfinancing SAR 2,000–50,000, SAMA license): https://www.emkanfinance.com.sa/
  • Emkan Finance — Product Pricing (official): https://www.emkanfinance.com.sa/financing-product-pricing
  • Emkan Finance — Official app: https://apps.apple.com/us/app/emkan-finance/id1508990688 and https://play.google.com/store/apps/details?id=com.emkanapp
All information verified from official sources on 19 September 2026.

Honesty note: The exact error string “NO_DATA_MAPPING_IS_FOUND_FOR 1010” is not documented on any official Al Rajhi page — its plain-English meaning and the fix checklist above are reasoned from how the official BNPL flow works, and were kept generic on purpose. Nothing here invents official figures. Always confirm your specific case with official support at 920 003 344.

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With over 4-6 years of experience, our author is an expert in Dubai's banking, finance, loans, insurance, and credit card sectors. They hold advanced degrees in Commerce, Financial Studies, and Engineering, and have built a career mastering the financial landscape. Their deep knowledge of the Dubai market allows them to provide valuable insights to both individuals and businesses. Committed to delivering accurate and practical information, their goal is to help readers make informed financial decisions in Dubai's complex environment.

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