About US



⚠️ Important Disclaimer

Inewkhusi.com is an independent educational and informational financial blog for the
United Arab Emirates 🇦🇪 and Kingdom of Saudi Arabia 🇸🇦. We are NOT a bank, NBFC, lender, insurer, broker, exchange house, or registered financial advisor, and we are NOT regulated by CBUAE, SAMA, SCA, CMA, or any financial authority. We do not open accounts, issue cards, provide loans, sell insurance, or transfer money. All content is for educational purposes only.



Welcome to Inewkhusi.com! 👋

At Inewkhusi.com, our goal is to provide comprehensive, easy-to-understand, and trustworthy
financial information for the people of the United Arab Emirates 🇦🇪 and the
Kingdom of Saudi Arabia 🇸🇦. We aim to simplify complex financial concepts and make them
accessible to every expat, resident, and citizen — empowering you to make informed decisions about your
financial future, while always relying on licensed banks and institutions to actually purchase any product.



🎯 Our Mission

Our mission is to deliver clear, accurate, and actionable educational content on a wide range
of financial topics across the GCC, including:

  • Bank Accounts (Conventional & Islamic)
  • Personal Loans, Car Loans & Mortgages
  • Credit Cards, EMI Cards & BNPL services
  • Insurance & Takaful
  • Money Transfer & Remittance
  • Product Comparisons
  • EMI / Profit-rate Calculators

We are dedicated to providing well-researched insights and practical guidance — educational only —
so that you can confidently navigate the UAE and Saudi Arabia financial landscape.



🌍 Our Vision

To become the most trusted independent financial education resource for GCC expats and residents,
known for clarity, transparency, and unbiased information — available in Hindi, English, Arabic, and Urdu.



👤 Who We Are

Inewkhusi.com is spearheaded by Oumar Malik, a seasoned content writer with
over 5+ years of experience in the financial sector.

Oumar’s journey began in India, where he pursued a Bachelor’s degree in Finance. His passion for finance
led him to write for prestigious platforms like Wikipedia, where his articles consistently ranked among the
top 10 search results.

With over 2000+ articles to his credit covering various financial topics across UAE & Saudi Arabia,
Oumar has developed an in-depth understanding of the GCC banking ecosystem. His expertise extends to detailed
educational coverage of:

🇦🇪 UAE Banks Covered:

  • Emirates NBD
  • Mashreq Bank
  • First Abu Dhabi Bank (FAB)
  • Abu Dhabi Commercial Bank (ADCB)
  • Dubai Islamic Bank (DIB)
  • Abu Dhabi Islamic Bank (ADIB)
  • RAKBANK, Wio, Liv, ENBD

🇸🇦 Saudi Arabia Banks Covered:

  • Al Rajhi Bank
  • Saudi National Bank (SNB)
  • Riyad Bank
  • Alinma Bank
  • SAB (Saudi Awwal Bank)
  • Bank Albilad, Bank AlJazira, ANB
  • STC Pay & urpay (Digital wallets)



📚 What We Offer

At Inewkhusi.com, we publish detailed educational guides and articles on:

  • ✅ Bank Accounts — Savings, Current, Zero-Balance, Salary, NRI, Joint, Business
  • ✅ Credit Cards — Reward, Cashback, Travel, Islamic, Premium
  • ✅ Personal Loans, Car Loans & Home Loans
  • ✅ EMI Cards & Buy-Now-Pay-Later (Tabby, Tamara)
  • ✅ Insurance & Takaful basics
  • ✅ Money Transfer & Remittance comparisons
  • ✅ EMI Loan Calculator (AED & SAR)
  • ✅ Bank-vs-Bank and Card-vs-Card comparisons

We are committed to breaking down complex financial information into easily digestible formats, while always
reminding our readers that the final purchase or application must be done directly with a licensed
financial institution.



🌟 Why Readers Trust Inewkhusi.com

  • 📅 5+ Years of Experience in GCC financial content writing.
  • 📝 2000+ Published Articles across UAE & Saudi Arabia banks.
  • 🆓 100% Free — every guide, calculator, and comparison forever free.
  • ⚖️ Independent & Unbiased — not owned by any bank or institution.
  • 🌐 Multilingual — Hindi, English, Arabic, and Urdu.
  • 🔄 Regularly Updated — rates and policies refreshed from official sources.
  • 📖 Simple Language — even a first-time expat can understand.



💡 Our Core Values

  • Transparency: We disclose that we are an educational publisher, not a regulated financial services provider.
  • Accuracy: Every article is researched from official UAE & KSA bank sources.
  • Accessibility: Multilingual content for the Gulf’s diverse expat community.
  • Reader-First: No misleading clickbait, no hidden upsells.
  • Compliance Awareness: We respect UAE & KSA financial regulations and clearly state our limits.



📬 Connect With Us

Thank you for visiting Inewkhusi.com. We value your feedback and encourage you to reach out
with any educational questions or comments. Our goal is to support you in navigating the UAE & Saudi Arabia
financial world with confidence and clarity.

Sincerely,
Oumar Malik
Founder & Lead Editor — Inewkhusi.com



📌 Reminder

Inewkhusi.com is solely an educational publication. We do not open accounts, issue cards, provide loans,
sell insurance, or transfer money. All bank names and trademarks belong to their respective owners and
are used only for descriptive and comparative purposes. Always consult licensed banks and advisors in
UAE / Saudi Arabia before making financial decisions.