Open a FAB One Account with First Abu Dhabi Bank (FAB)

First Abu Dhabi Bank (FAB) stands out as one of Dubai’s most popular banks, offering a variety of accounts including salary, current, and savings accounts. If you’re looking to open a savings account without the need to visit a branch, the FAB One Account is an ideal choice.

This account provides numerous benefits tailored for Dubai residents:

• No minimum balance requirement, ensuring flexibility in managing your finances.
• Access to FAB Rewards for online shopping and more.
• Exclusive offers available on the provided debit card.
• Convenient cash withdrawals anytime at nearby ATMs.
• Complimentary airport lounge access.

Within this article, I’ll guide you through the step-by-step process of opening an FAB One Account. With just a few simple steps, you can activate this account directly from your smartphone, making banking easier than ever before.

Eligibility Requirements for FAB One Account

To qualify for the FAB One Account, you need to meet the following criteria:

1. Residency: Applicants must be residents of the UAE.
2. Salaried Customers: Minimum monthly salary requirement of AED 10,000.
3. Non-Salaried Customers: Minimum initial deposit of AED 10,000.

These eligibility criteria ensure that the FAB One Account is accessible to both salaried and non-salaried individuals who meet the specified financial thresholds.

Required Documents for Opening FAB One Account

To open an FAB One Account, you need to provide the following documents:

1. Completed Account Opening Form: Fill out and submit the account opening form provided by First Abu Dhabi Bank (FAB).

2. Identification Documents:

•    Copy of a valid passport OR resident visa OR Emirates ID. (Originals must also be presented for verification.)

3. Proof of Income:

• For salaried customers: Proof of minimum monthly salary of AED 10,000.
• For non-salaried customers: Proof of minimum initial deposit of AED 10,000.

Please Note: Additional documents may be required based on individual circumstances. Terms and conditions apply.*

Also Read

Open a Personal Current Account with First Abu Dhabi Bank (FAB)

Minimum Balance Requirement for Rewards

 To earn rewards on the average balance, the minimum balance for the month should be AED 10,000.

These documents and criteria ensure that your application for the FAB One Account can be processed smoothly and efficiently.

Debit Card Features of FAB One Account

Your FAB One Account includes a free Platinum Mastercard debit card with a host of valuable features:

1.  Free ATM Withdrawals: Enjoy up to four free cash withdrawals per month from any ATM across the UAE.
2. Secure Online Shopping: Benefit from secure online transactions using a One Time Password (OTP) for added security.
3. Purchase Protection: Receive purchase protection on all debit card transactions for up to 90 days from the date of purchase.
4. Complimentary Airport Lounge Access: Access airport lounges across the Middle East at no cost, simply by presenting your Platinum Mastercard debit card, without needing to make prior bookings.

These features enhance your banking experience by providing convenience, security, and exclusive benefits tailored to your lifestyle in the UAE and beyond.

Debit Card Daily Limits for FAB One Account

Here are the daily limits for ATM cash withdrawals and retail purchase transactions for the Platinum Mastercard debit card associated with your FAB One Account:

ATM Cash Withdrawal Limit	Retail Purchase Transaction Limit
AED 20,000 per day	AED 40,000 per day

These limits ensure you have flexibility in accessing your funds and making purchases, while enjoying the benefits of your Platinum Mastercard debit card.

Also Read

FAB Bank Salary Account Opening Requirements

FAB Rewards with Your One Account

Earning rewards with your FAB One Account is designed to enhance your banking experience in every way:

• Earn FAB Rewards on Spending:

Get 40 FAB Rewards for every AED 100 you spend, whether domestically or internationally.

• Earn FAB Rewards on Average Balance:

Earn 6 FAB Rewards for every AED 1,000 of your average monthly account balance, up to a maximum of 80,000 FAB Rewards per month. (Minimum average monthly balance of AED 10,000 required.)

• Redemption Options:

  Enjoy the flexibility of instant redemption at your fingertips. Choose from a wide range of rewards including shopping, cashback, utility bill payments, dining, or booking your next holiday.

• Exclusive Lifestyle Rewards:

Experience exclusive lifestyle rewards through the World Mastercard debit card associated with your One Account.

These FAB Rewards are designed to reward your everyday spending and saving habits, offering you valuable benefits and enhancing your banking journey with First Abu Dhabi Bank.

Open a FAB One Account Instantly with FAB Mobile App

Harness the convenience and power of FAB Mobile to open your FAB One Account effortlessly:

• Instant Account and Credit Card: Open your account and receive your credit card instantly, without any paperwork. All you need is your Emirates ID.
• Utilize FAB Rewards: Use your accumulated FAB Rewards to conveniently pay bills anytime, anywhere.
• Manage Your Finances: Monitor your account balance, initiate money transfers, and earn rewards seamlessly with just a few taps on the FAB Mobile app.

Experience the simplicity of modern banking with FAB Mobile, where managing your financial needs becomes efficient and hassle-free.

How to Open FAB One Account Step by step guide

With the FAB Official website , you can open a FAB One Account instantly and with zero paperwork. All you need is your Emirates ID. Manage your account, earn rewards, and more with just a few taps.

Here are the steps to open a FAB One Account online:

1. Visit the Official Website:

 First, go to the official website of FAB Bank.

2. Navigate to Savings Account:

Click on the menu area and select “Savings Account.”

3. Select FAB One Account :

Tap on “FAB One Account.”

4. Fill in the Information:

Enter all the required information such as:

• First Name
• Last Name
• Company Name (Optional)
• Phone Number
• Email
• Emirate
• Salary per month
• Nationality

5. Submit Your Application:

After filling in all the information, click on the “Apply Now” button.

6. Follow-up Call:

 Enter your details on the FAB website, and the bank will call you back within 24 hours to proceed with your application.

This streamlined process ensures you can open a FAB One Account quickly and start managing your finances with ease.

Also Read

How to apply FAB Bank Company Account – Guide

Contact Us 

If you face any problem in opening your FAB One Account, you can call its customer care number inside Dubai. If you do not live in Dubai, you can call the outside number. Its information is as follows:

For Customers Within the UAE:

Call: 600 52 5500

For Customers Outside of the UAE:

– Call: +971 2 681 1511

We are here to assist you with any questions or concerns you may have.

Frequently Asked Questions (FAQs) 

Conclusion

The FAB One Account offered by First Abu Dhabi Bank (FAB) represents a pinnacle of convenience and rewards in UAE banking. With seamless access via the FAB Mobile app, opening an account is effortless, requiring only your Emirates ID and eliminating the need for paperwork. This account not only provides immediate access to a Platinum Mastercard debit card but also rewards you generously through FAB Rewards on both spending and maintaining a minimum balance. 

Moreover, the account comes with exclusive perks such as free ATM withdrawals, secure online shopping features, purchase protection, and complimentary airport lounge access across the Middle East. Whether you’re managing your finances, earning rewards, or enjoying lifestyle benefits, the FAB One Account ensures you have everything at your fingertips.

Experience the future of banking with FAB, where simplicity, security, and rewards converge to enhance your banking experience.