Introduction
Al Maryah Community Bank (Mbank UAE) offers a Zero Balance Savings Account designed for easy, fast, and smart digital banking. You don’t need to visit a branch or submit paperwork. Everything happens through the mobile app — from account opening to managing your money.
This account is perfect for those who want Shari’ah-compliant, modern banking without the hassle of maintaining a minimum balance.
Key Features
- ✅ Zero Minimum Balance – No need to keep any specific amount in your account.
- 📱 100% Digital Onboarding – Open your account via UAE PASS in under 5 minutes.
- 💳 Free Debit Card – Get a Mastercard Debit Card for payments and ATM withdrawals.
- 🌐 24/7 Access – Manage your money anytime with the Mbank UAE mobile app.
- 💰 Smart Budgeting – Track your spending, pay bills, and manage savings in one place.
- 🔐 Safe & Secure – All transactions are protected with strong encryption and authentication.
Document Required
You don’t need to submit documents manually. Just:
- Use UAE PASS during account opening.
- Make sure your Emirates ID is updated on the UAE PASS app.
Eligibility Criteria
To open this account:
- You must be 18 years or older.
- You need a valid UAE PASS account linked to your Emirates ID.
- UAE Residents only (citizens or expats).
Fees and Charges
| Service | Charges |
|---|---|
| Account Opening | Free |
| Minimum Balance Requirement | None (Zero Balance) |
| Debit Card Issuance | Free |
| ATM Withdrawals (Mbank ATM) | Free |
| ATM Withdrawals (Other UAE ATMs) | AED 2 per transaction |
| International ATM Withdrawal | AED 20 + 2% currency fee |
| Monthly Maintenance Fee | Free |
| Online Transfers (within UAE) | Free |
| International Transfers | As per actual charges |
Note: Always check the official fee schedule for latest updates.
Why Choose This Account?
- 🌍 No Branch Visit Needed – Bank from anywhere in the UAE.
- 📲 Instant Setup – Sign up and start banking in minutes.
- 💼 Ideal for Students, Freelancers, and Newcomers.
- 💳 Enjoy Debit Card Rewards (based on account tier).
- 🕌 Shari’ah Compliant – Approved by Islamic finance scholars.
Additional Points
- You can upgrade to Gold, Platinum, or Diamond tiers for more benefits.
- Use the app for:
- Mobile-to-mobile transfers
- Utility bill payments
- Balance & spending analysis
The app is available on:
Final Verdict
The Al Maryah Community Bank Zero Balance Savings Account is an excellent choice if you’re looking for a fast, paperless, and zero-hassle banking solution in the UAE. With no hidden fees, no minimum balance, and full control through your phone, it’s perfect for today’s mobile lifestyle.
