If you live or work in Dubai and are looking to open a personal current account to meet your personal needs, the First Abu Dhabi Bank (FAB) Personal Current Account is a great option to enhance your lifestyle. This account is tailored to suit your lifestyle, offering various benefits such as:
- Free FAB Mastercard Debit Card
- First Cheque Book Free
- Free Lounge Access at Selected Airports for FAB Platinum Mastercard Debit Card Holders
This article will guide you through the complete step-by-step process of opening a FAB Personal Current Account. Read through from start to finish for detailed information.
Eligibility Criteria for FAB Personal Current Account
To open a FAB Personal Current Account, you need to meet the following eligibility criteria:
- Resident of the UAE: The applicant must be living in the United Arab Emirates.
- Employment Status:The applicant can be salaried, self-employed, or non-salaried.
This means that whether you are working for a company, running your own business, or not currently employed, you can still apply for this account as long as you reside in the UAE.
Required Documents for FAB Personal Current Account
To open a FAB Personal Current Account, you need to provide the following documents:
1. Completed Account Opening Form: Fill out and submit the account opening form provided by the bank.
2. Identification Documents:
- A copy of your valid passport
- A copy of your resident visa
- A copy of your Emirates ID
- (Originals of these documents must also be presented for verification)
3. Proof of Income: Documents that demonstrate your income, such as salary slips, bank statements, or other relevant financial documents.
Note: Additional documents may be required on a case-by-case basis, depending on individual circumstances.
Features of the FAB Personal Current Account
When you open a FAB Personal Current Account, you will enjoy the following features:
1. Free FAB Mastercard Debit Card: You will receive a complimentary Mastercard debit card for your account.
2. First Cheque Book Free: Your first cheque book will be provided at no cost.
3. Free Lounge Access: If you hold a FAB Platinum Mastercard debit card, you will have access to selected airport lounges free of charge.
These features are designed to add convenience and enhance your banking experience.
Debit Card Daily Limits for FAB Personal Current Account
Here are the daily limits for ATM withdrawals and retail purchases for the different FAB debit cards:
| Debit Card | Daily ATM Withdrawal Limit | Daily Retail Purchase Transaction Limit |
|---|---|---|
| FAB Standard Debit Card | AED 15,000 | AED 20,000 |
| FAB Platinum Debit Card | AED 20,000 | AED 40,000 |
Please Note: These limits ensure you have sufficient access to your funds for daily transactions and purchases.
Open a Personal Current Account Instantly on the FAB Mobile App
The FAB Mobile app makes banking convenient and accessible. Here are the benefits of using the app:
- Instant Account and Credit Card: Open a personal current account and get a credit card instantly with zero paperwork, using just your Emirates ID.
- Convenient Banking: The app puts the power of the bank in your hands, allowing you to manage your account effortlessly.
- Use FAB Rewards: Pay your bills anytime and anywhere using your FAB Rewards.
- Easy Transactions: Check your balance, send money, and earn rewards with just a few taps.
With the FAB Mobile app, you can handle all your banking needs quickly and efficiently.
How to Open FAB Personal Current Account Step by step guide
With the FAB Mobile app, you can open a Personal Current Account instantly and with zero paperwork. All you need is your Emirates ID. Manage your account, earn rewards, and more with just a few taps.
Here are the steps to open a Personal Savings Account online:
1. Visit the Official Website:
First, go to the official website of FAB Bank.
2. Navigate to Savings Account:
Click on the menu area and select “Savings Account.”
3. Select Personal Current Account:
Tap on “Personal Current Account.”
4. Fill in the Information:
Enter all the required information such as:
- First Name
- Last Name
- Company Name (Optional)
- Phone Number
- Emirate
- Salary per month
- Nationality
5. Submit Your Application:
After filling in all the information, click on the “Apply Now” button.
6. Follow-up Call:
- Enter your details on the FAB website, and the bank will call you back within 24 hours to proceed with your application.
This streamlined process ensures you can open a Personal Current Account quickly and start managing your finances with ease.
Contact Us
If you face any problem in opening your Fab Personal Current Account, you can call its customer care number inside Dubai. If you do not live in Dubai, you can call the outside number. Its information is as follows:
- For Customers Within the UAE:
Call: 600 52 5500
- For Customers Outside of the UAE:
– Call: +971 2 681 1511
We are here to assist you with any questions or concerns you may have.
Frequently Asked Questions (FAQs)
1. Will there be any staff in these branches?
Yes, we will have staff on hand to help, including a Customer Service Officer and a Branch Manager.
2. What are the opening hours of the branches?
The regular opening hours for the branches stay the same.
3. What is the password to view my account e-statement attachment?
Your e-statement password is made up of the last four digits of your account number (e.g., 101XXXXX1234) followed by the day and month of your date of birth (DDMM). For example, if your date of birth is 01-02-1989, the 8-digit password to enter would be 12340102.
4. What is changing in my local branch?
Services offered over-the-counter, such as cash withdrawals, deposits, cheque deposits, and fund transfers, will now be available through digital channels. We have created a new digital in-branch experience to better meet your needs and offer you an exceptional customer experience. These new branches provide a convenient and quick way of completing your everyday banking needs.
5. What happens if I want to withdraw cash but I have forgotten my debit card?
We have an ‘SMS cash feature’ which allows you to make a cash transfer to any mobile number, including your own. The receiver will get a pin code valid for four hours, during which time the cash can be retrieved from any FAB ATM/Cash Deposit Machine using the mobile number and the pin code. FAB Mobile app/online banking users have a single, daily transaction limit of AED 2,000 per day, and payit users have a single, daily transaction limit of AED 1,000 per day. Users need to be fully verified.
6. How will I be notified that my account closure request is confirmed and completed?
You will be informed by SMS and/or email that the account closure request has been processed. After the account closure, you will receive an account closure confirmation letter and statement via e-mail or mail, depending on the option you selected for account statement delivery.
7. Has your telephone banking menu changed?
Yes, the telephone banking menu has been updated. Please listen carefully before making a selection.
Conclusion
Opening a Personal Current Account with First Abu Dhabi Bank (FAB) offers unparalleled convenience and benefits tailored to your lifestyle in Dubai. With features like a free FAB Mastercard debit card, the first cheque book free, and complimentary lounge access at selected airports for Platinum cardholders, managing your finances becomes effortless.
Utilizing the FAB Mobile app allows you to open your account instantly with zero paperwork, using just your Emirates ID. You can also enjoy seamless account management, bill payments, and reward earning opportunities right at your fingertips.
Whether you are a resident, self-employed, or salaried individual, FAB ensures that your banking needs are met with exceptional service and digital convenience.
