Ratibi Card Balance Check: PPC Balance Inquiry (Salary 2024 UAE)

If you have Ratibi card and want to check your salary online, it is very easy. Ratibi Card is specially designed for those whose salary is up to AED 5,000 and who do not have a bank account.

With the help of this card, your salary is deposited directly into your Ratibi card, so that you can use your money without opening a bank account. This process is very simple and fast, due to which salary is received on time and in a secure manner. 

In this article, we will tell you in simple language how you can check your Ratibi card balance online, so that you can always keep an eye on your money and use it properly.

Summary: 1. Online Balance Check: Ratibi card balance can be checked online through FAB’s PPC balance check link. This requires the last two digits of the card and ID number. 2. Key Benefits: Ratibi Card benefits include free accident insurance, no monthly fees, and 24/7 ATM and CDM access. 3. Other ways to check balance: Balance can also be checked through SMS banking, FAB mobile app, FAB ATM, or customer care. 4. Benefits for the employer: The card simplifies salary payments, facilitates online management, and ensures secure transfers. 5. Security Tips: Keep login details secure, use strong passwords, and beware of phishing scams to protect the card.

How to Activate Ratibi Card?

To activate Ratibi card, the step by step process mentioned below can be adopted which is as follows: 

1. Send SMS:

Type an SMS on your mobile containing “ACT” and your Ratibi card number.

2. Send SMS:

Send this SMS to number 2121.

3. Receive Card Activation Confirmation:

 FAB Bank will send a reply to your SMS confirming card activation.

How To Check Balance For Ratibi Card Holder?

Checking balance is very easy for Ratibi card holders. You just have to follow some simple steps. First, visit the designated website to check Ratibi card balance. There, enter the last two digits of your card and the ID number on the card. Next, click on the “Go” button and your balance will be displayed on the screen. Through this process you can know your card balance easily and quickly.

The step by step process to check Ratibi Card Salary is as follows: 

Step 1: First of all, visit this link to check Ratibi Prepaid Card balance: visit site

Step 2: Enter the “Last 2 Digits” of your prepaid card in the first box.

Step 3: Enter your “ID Number” in the second box, which is written on the bottom left of your card.

Step 4: Click on “Go” button.

That is all! Your balance will appear on your screen. In the same way, you can also check the balance of FAB Bank online.

Alternative Balance Checking Methods For Ratibi Card

There are several simple ways to check Ratibi card balance. You can check balance through SMS, which will give you instant information about your balance. You can also know your balance using ATM, just insert the card and check the balance. If you cannot use the technical options, you can also get information about your balance by contacting customer service.

The methods to check Ratibi Card balance are as follows: 

Process To Check Ratibi Card Balance And Activate Card Through FAB SMS Banking

Through FAB Bank’s SMS banking service, you can easily check your Ratibi card balance and also activate the card. For this, you have to send SMS in a special format from your mobile phone to a specified number. The process is simple and quick, so you can get your card information instantly.

The step by step process to check Ratibi card balance is as follows: 

1. Sign up for SMS Banking:

Sign up for FAB’s SMS Banking service online or by visiting the bank’s branch. Make sure that your mobile number is registered with FAB Bank.

2. Write SMS:

Type an SMS on your mobile containing “BAL” and the last four digits of your Ratibi card number.

3. Send SMS:

   Send this SMS to number 2121.

4. Get Balance:

  FAB Bank will send a reply to your SMS containing your Ratibi card balance.

Check Ratibi Card Balance through FAB Mobile App

FAB Mobile App is a convenient mobile banking app for First Abu Dhabi Bank customers. Ratibi cardholders can also check their card balance, view transaction history and make online payments and transfers using this app. If you don’t have the FAB Mobile App, download and install it and then follow the steps below.

Ratibi Card Salary Check can be done through First Abu Dhabi Bank mobile application. The process to complete this process is as follows: 

1. Download FAB Mobile App:

Download and install FAB Mobile App for Android, iPhone/iPad, or Huawei mobiles.

2. Open FAB Mobile App:

Open FAB Mobile App on your mobile phone.

3. Select Already a Customer option:

Tap on the “Already a Customer” option in the app.

4. Sign Up:

Sign up with your Ratibi card number, card ID, Emirates ID and personal information.

5. Login:

After sign up, login and go to the dashboard.

6. Select Balance Check or View Balance option:

Find and select the “Check Balance” or “View Balance” option on the dashboard.

7. Choose Ratibi Card:

Select your Ratibi card and view its balance on the screen.

Process To Check Ratibi Card Balance Through FAB ATM Card

Checking Ratibi card balance using FAB ATM is a simple and straightforward way, especially when you do not have access to online or mobile banking. When using an ATM, you can easily access your balance information using your Ratibi card and PIN. This process is quick and safe.

The step by step process to check Ratibi card balance is as follows: 

1. Find the nearest FAB Bank ATM:

Visit your nearest FAB Bank ATM.

2. Insert your Ratibi card into the ATM:

Insert your Ratibi card into the ATM.

3. Enter PIN:

You will be asked to enter the PIN on the ATM screen. Enter your Ratibi card PIN.

4. Select “Balance Inquiry” option:

Select “Balance Inquiry” option from the various options on the screen.

5. Check your balance:

Your Ratibi card balance will be displayed on the screen.

By following this procedure you can easily check your Ratibi card balance through FAB ATM.

Process To Check Ratibi Card Balance Through FAB Customer Care

You can check your Ratibi card balance using FAB customer service. In this process, you have to call the customer care number of FAB Bank and use the IVR (Interactive Voice Response) system. This method is helpful when other digital mediums are not available.

Following is the step by step process to check Ratibi card balance through FAB customer care: 

1. Call FAB Customer Care Number:

Call FAB customer care number +97126811511.

2. Select Balance Inquiry option in IVR menu:

While making a call, select the option related to balance check in the IVR menu.

3. Authenticate your identity:

Authenticate your identity by following the instructions provided. In this, you may have to confirm the information related to your Ratibi card.

4. Get your balance:

After confirming your identity, a customer service representative or the automated system will inform you of your Ratibi card balance over a phone call.

By following this procedure you can easily check your Ratibi card balance through FAB customer service.

Benefits of Ratibi Card

Ratibi card has many benefits that make it an easy and secure option to manage your money. With this card you can get your salary instantly without any bank account. Plus, you can use it anywhere in the world.

The Ratibi card comes with free accident insurance, and you don’t have to worry about any monthly fees or minimum balance. This card is approved by the UAE government, making it completely safe and reliable. Apart from this, you get free SMS as soon as your salary arrives, so you always remain updated.

Ratibi card has the following benefits which you can avail after making this card: 

1. Free accident insurance: With Ratibi Card you get free insurance against any unexpected accidents, thereby protecting you and your family.

2. 24/7 access to ATM and CDM: You can withdraw or deposit money from the ATM at any time, day or night. With this you never have to wait for money.

3. no monthly fees: You do not have to pay any monthly fee to use this card. This means that no charge will be deducted from your money.

4. No minimum balance required: With Ratibi Card, you do not need to keep a fixed amount in the account. You can keep as much money as you want.

5. Safe and easy shopping: With this card you can safely shop in stores and also use it online. You don’t need cash.

6. Valid worldwide: The Ratibi card can be used anywhere around the world where Visa or MasterCard are accepted. With this you do not have to worry about money even in foreign countries.

7. Salary update through free SMS: Whenever your salary comes to your card, you get instant information through free SMS. With this you can always keep an eye on your salary.

8. Get salary without bank account: The biggest advantage of this card is that you do not need to open a bank account. Your salary comes directly into this card.

9. Ability to choose your PIN: You can choose your own card PIN, making it even more secure. You can select the PIN at any ATM.

10. no need to keep cash: With this card you do not need to keep cash, so your money remains safe and there is no fear of loss or theft.

11. Approved by UAE Government: Ratibi Card follows the UAE government’s Wage Protection System (WPS) regulations, making it completely legal and secure.

12. instant salary access: Your salary becomes available immediately as soon as it is credited to the card. You do not have to wait for any process to get salary.

13. Automated and accurate process: Salary transactions through this card are completely automatic and accurate, due to which there are no mistakes and everything is done easily.

14. Works on Visa/MasterCard networks: This card works on Visa and MasterCard networks, which are accepted worldwide. With this you do not face any money problems.

15. 24/7 support available: For any kind of help you can get 24/7 support. You can call anytime for any card related problem.

16. Easy check of salary and balance: You can easily check your Ratibi card balance and salary status online, keeping you always updated.

17. money deposit facility: You can deposit your money at any time through this card. This provides another way to keep your money safe.

18. Secure and reliable card: Ratibi Card is completely secure and reliable. This card is the best option to protect your salary and personal information.

19. No risk of holding cash: With Ratibi Card you do not need to carry cash, eliminating the risk of your money being lost or stolen.

20. Additional insurance benefits, such as hospital expense cover: With this card, apart from accident, you also get cover for hospital expenses, which makes you even more secure.

Employer Benefits of Ratibi Card

Ratibi Card makes salary payments very easy for employers. This eliminates complex payment methods and also reduces paper work. You can easily track and manage employee cards through online card management. 

Ratibi Card gives you the flexibility to customize salary payments as per your company’s needs. Money transfer is secure and fast. Salaries can be paid to multiple employees in a single transfer and all transactions take place in UAE currency, making everything simple and affordable.

Employer Ratibi Card has the following benefits which you can avail after making this card: 

1. Easy salary payments: Ratibi card makes it very easy to pay salaries, reducing complexity and paperwork.

2. Online Card Management: You can easily track and manage employee cards from online banking.

3. Flexible salary options: Ratibi card lets you change salary payments as per your company’s needs.

4. Secure Online Transfer: Money can be transferred to employee card securely online.

5. Automated and Support: The Ratibi system is fully automated and the help desk is always available to help you.

6. One transfer, multiple payments: Salaries of multiple employees can be paid in a single bank transfer.

7. Payment in local currency: All salary payments are in UAE currency, making transactions simple and cost-effective.

Common Issues and Troubleshooting

Common problems may include incorrect login details, website downtime, or app errors. There are some common solutions and tips that can help you deal with these problems. By having the right information and following the right procedures, you can easily solve these problems.

Common Issues and Troubleshooting Steps

1. Incorrect Login Details:

• Issue: Entering wrong username or password while logging in.
• Solution: Make sure you have entered the correct username and password. Look for the password reset option or use the “Forgot Password” link.

2. Website Downtime:

• Issue: Website not opening or down.
• Solution: In case the website is down, try again after some time. If the problem persists, contact the bank’s helpdesk.

3. App Errors:

• Issue: Technical problems or crashes in the app.
• Solution: Update the app and restart your mobile device. If the problem is not resolved, uninstall and reinstall the app.

By keeping these common problems and their solutions in mind, you can use your Ratibi card and related services more easily.

Security Tips

It is very important to keep your login details secure and avoid phishing scams. This ensures that your personal and financial data remains secure. Keeping your login information secure and following safe browsing practices can protect your account from unauthorized access and fraud.

1. Login Details Security:

• Never share your login details (username and password) with anyone. 
• Use strong and unique passwords, and change them regularly. 
•  Avoid entering your login details in any public or unsafe place.

2. Avoiding Phishing Scams:

• Pay attention to any email, text or call that asks for your login details. Always ensure that the message is legitimate and comes from an official source.
• Avoid clicking on suspicious links. Update browser security settings regularly.

3. Secure Browsing Practices:

• Enter personal information only on secure and HTTPS websites.
•  Keep your browser and security software updated regularly. 
• Avoid sending sensitive information over public Wi-Fi networks. 

By following these security tips you can keep your Ratibi card information safe.

Frequently Asked Questions

Conclusion

Ratibi provides a reliable and user-friendly solution for managing salaries and day-to-day transactions, prioritizing convenience, security, and peace of mind for cardholders. Its benefits extend to both employees and employers, offering efficiency, flexibility, and financial control. With Ratibi, managing finances becomes simple and hassle-free.