Apply HSBC Platinum Credit Card Online in UAE: Know Everything

HSBC Bank’s Platinum Credit Card offers great rewards and offers on your everyday spends. With this card you can earn air miles on every purchase, which you can use for flight booking, hotels, and other services. Through this card, you also get special offers related to dining, travel and entertainment in the country and abroad.

This card is not available to new customers, but those who already have this card can enjoy all its benefits. This card is for those who want to save on their expenses and avail rewards.

In this post we will tell you the benefits of HSBC Platinum Credit Card, how to apply for this card, card fees and charges, how it can be paid. Now you have to read this information completely so that you can easily understand all the information about this credit card.

HSBC Bank Platinum Credit Card Highlights 

Through HSBC Bank’s Platinum Credit Card, many offers related to dining, travel, and entertainment can be availed across the world. To avail the card you must be at least 21 years of age and have a minimum monthly income of AED 15,000. The documents required for the card include Emirates ID, passport, visa, address proof and salary certificate. All details about this card are available in the table given below.

Description	Information
Card Name	HSBC Bank Platinum Credit Card
Card Type	Air Miles Rewards Credit Card
Eligibility Criteria	1. Customer must be at least 21 years of age. 2. Minimum monthly income must be AED 15,000.
Required Documents	1. Copy of passport 2. Copy of visa (for UAE residents) 3. Address Proof 4. Salary certificate or bank statement.
Annual Fee	AED 630 (incl. VAT)
Air Miles Rewards	Earn air miles on every spend, which can be redeemed for flights, hotels, and other services.
Interest-Free Days	Interest-free purchases for up to 56 days as long as the entire balance is paid on time.
Cinema Offer	Buy 1 ticket every month, get 2nd ticket free, and up to 25% off on food and drinks.
Careem Plus Membership	12 months free Careem Plus membership.
Extra Warranty	1 Year Additional Warranty on Purchase (By Visa).
Hotel & Flight Discounts	Special discounts on hotel and flight bookings.
DragonPass Airport Offer	Discounts at over 200 airport restaurants around the world.
Visa Luxury Hotel Collection	Room upgrades, free breakfast, and best rate guarantee.
Flexi Installment Plan	Option to pay large expenses in small installments over a period of 3 to 36 months.
Cash Installment Plan	Cash installment facility based on credit limit.
Interest Rate	44.28% APR (Fixed)
Card Rating	4.5/5 (Based on customer reviews)
Payment Options	Payment through HSBC Branch, ATM, Online Banking, Mobile App.

Benefits of HSBC Bank Platinum Credit Card

HSBC Bank’s Platinum Credit Card offers a host of great benefits that make your everyday expenses more convenient and rewarding. Some of its major advantages are as follows:

1. earn air miles : Earn Air Miles on every purchase, which you can use towards flights, hotels and other services.

2. Interest free day : If you pay the full dues on time every month, you get an interest free period of up to 56 days.

3. Extended Warranty : Purchases you make with the card come with an additional warranty of up to 1 year, which is double the original manufacturer’s warranty.

4. Careem Plus Subscription : With this card you get 12 months of Careem Plus membership for free, which you can use on the Careem app.

5. Discounts on hotels and flights : Get discounts throughout the year on hotel and flight bookings through this card.

6. Airport Dining Offers : Get discounts at over 200 airport restaurants worldwide.

7. cinema discount : Get 1 Get 1 free movie tickets and up to 25% off on food and drinks at UAE cinemas every month.

8. Visa Luxury Hotel Collection : Enjoy special perks like room upgrades, free breakfast and guaranteed best rates when you stay at luxury hotels around the world.

9. Home & Away Offers.: Get exclusive offers worldwide on shopping, travel, dining and entertainment.

10. Timeout and Golf Access Programme : Take advantage of over 200 dining, retail and hotel offers across the MENA region.

11. additional cardholder : You can issue additional cards to your family or friends, so that they can also avail the same benefits as you.

With all these benefits, the Platinum Credit Card from HSBC gives you a great experience in travel, dining and shopping across the world.

HSBC Bank Platinum Credit Card eligibility 

There are certain eligibility conditions for availing HSBC Bank’s Platinum Credit Card. You can apply for this card only after fulfilling these conditions:

1. Age Limit: To apply for this card, you must be at least 21 years of age.

2. Minimum Income: To be eligible for this card, your monthly income (salary) must be at least AED 15,000 or more. 

3. Good credit score: You should have a good credit score, which shows that you repay your loan or credit card dues on time.

4. Permanent Job: Individuals applying for this card must be in a permanent job or have their own business.

5. Residents or expats: UAE residents or expats can apply for this card.

After meeting these qualifications, you can apply for the HSBC Bank Platinum Credit Card.

HSBC Bank Platinum Credit Card Required documents 

Some required documents have to be submitted while applying for HSBC Bank’s Platinum Credit Card. These documents are required to confirm your identity, income, and place of residence. Here is the list of required documents:

1. Identity Proof:

• A copy of your passport (Emirates ID for UAE citizens)
• Copy of UAE Residence Visa for Expats

2. Income Proof:

• Latest salary certificate or salary slip
• Bank statements for self-employed people (last 3 to 6 months)

3. Address Proof:

• Utility bill (electricity, water or phone bill)
• Tenancy contract or other proof of residence

4. Additional Documents (if applicable):

• Bank Statement (last 3 to 6 months)
• Credit card statement (if you are transferring credit card balance from another bank)

On the basis of these documents, your application process is completed, and if all the documents are found correct, then HSBC Bank’s Platinum Credit Card is issued to you.

How to Apply for HSBC Bank Platinum Credit Card

Applying for the HSBC Bank Platinum Credit Card is easy. You can apply online by visiting the official website of HSBC or visit the nearest HSBC bank branch and fill the application form. For the application, necessary documents like identity card, proof of address and proof of income will have to be carried along. 

The methods by which you can apply for this credit card are mentioned below: 

1. Through online website

If you want to apply for this credit card sitting at home without going to the branch, then the first process you can choose is to apply from the HSBC Bank website.  The step by step process mentioned below can be followed to apply for Platinum Credit Card. 

1. Visit the official website of HSBC Bank.
2. Go to the credit cards section and click on ‘View All Cards’ section.
3. Now you will see all the credit cards on the screen, select ‘Platinum Credit Card’ from here.
4.  Click on ‘Apply Now’ and fill in your details, such as your name, email, mobile number, and income details.
5. Upload the required documents (Passport, Emirates ID, Salary Certificate etc.).
6. Submit the application. You will be informed about the status of the application by email or phone.
7. As soon as your card is approved, this card is sent to your given address.

You can apply for this card by following this easy process. You can also apply by calling the customer care number while applying for the card.

2. By visiting HSBC Bank branch

If you do not want to adopt the online method, then you can apply for this card by visiting your nearest HSBC Bank branch. The following step by step process can be adopted to apply for the card: 

• Visit your nearest HSBC Bank branch.
• Carry important documents like passport, Emirates ID, and salary certificate.
•  Bank staff will assist you and complete the application based on the information provided by you.
• As soon as your details are verified, the platinum credit card is sent to your address by the bank.

This is the simplest process to apply for Platinum Credit Card, following which you can easily apply for this credit card. 

3. Mobile Banking or by Phone

If your bank account is within this bank, then you can apply for this card using mobile banking. The following step by step process can be adopted to apply for this card through mobile banking or phone banking. Could: 

• You can also apply through HSBC Bank’s mobile app.
• For this, you have to install its mobile application and by going to the credit card area, you can apply for this card after verifying your details from here.
• Additionally, you can initiate the application process by calling the customer service of the bank.

Please note: HSBC Bank will scrutinize your application and documents. If you are found eligible, the card will be issued to you within a few days.

Fees And Charges 

There are some fees and charges associated with the HSBC Bank Platinum Credit Card. It is important to know these charges so that you can use your card properly. Here are the key fees and charges of the HSBC Platinum Credit Card:

1. Annual Fee: AED 630 (Includes VAT)

2. Interest Rate: 44.28% per annum (APR) on purchases and cash withdrawals

3. Cash Advance Fee: 3% or AED 105 (whichever is higher) on cash withdrawal from ATM

4. Late Payment Fee: AED 230 (if not paid on time)

5. Overlimit Fee: If you spend more than your credit limit, there will be a charge of AED 288.

6. Foreign Currency Transaction Fee: Transactions made in foreign currency will attract a charge of 2.8%.

7. Balance Transfer Fee: There will be a special charge on balance transfer, information about which you will get from the bank.

Please note: Keeping these charges in mind can help you make the most of your HSBC Platinum Credit Card. You can avoid extra charges by paying on time Are.

How can HSBC Bank Platinum Credit Card be paid? 

Payment for HSBC Bank’s Platinum Credit Card can be made in a number of ways. You can pay by visiting a bank branch or ATM, use online banking, pay through mobile or phone banking, or even make an online transfer from another bank. With all these methods you can easily pay your credit card bill.

• 1. Through Online Banking:

The first way to make payment for Platinum Credit Card is that you can easily make payment using its online banking. For this you have to login to its official website. To make payment for Platinum Card, follow the following step by step process. May go: 

1. Log in to HSBC website.
2. Go to the ‘Credit Card’ section and view your card details.
3. To make payment, click on ‘Pay Credit Card’ option and pay the amount.
4. After this, your card payment will be done successfully, information about which will be given to you through SMS and email.

• 2. From Mobile Banking App:

The second best way to make payment for HSBC Platinum Card can be using mobile banking, this is the easiest and safest method, by following which you will be able to easily make payment for your Platinum Card.

Payment for this card can be made by following the following step by step process:

1. Download HSBC’s mobile banking app and log in.
2. Select your credit card and click on ‘Pay Credit Card’ option.
3.  Enter the payment amount and make the payment.
4. After the payment is successful, you will see the successful message on the screen. You will be able to see its payment by going to the transaction section.

• 3. From HSBC Bank branch:

If you do not know how to use mobile banking or website, then payment for this card can also be done from HSBC Bank branch. This is the easiest and safest way. By following the procedure given below, you will be able to make payment for this card. : : 

1.  You can make your credit card payment by visiting any HSBC branch.
2. Payment can be made through cash, check or debit card.
3. As soon as the payment is successful, you are informed about it through SMS or email.

• 4. Through ATM:

You can also pay for your Platinum Credit Card through HSBC Bank ATM, for this you have to go to any HSBC Bank ATM nearest to you. To make payment to your credit card, select ‘Pay Credit Card’ option and enter the amount. After this your payment will be successful, this method is also very good with the help of which you will be able to make payment for your platinum card very soon.

• 5. Set up auto payment:

HSBC Bank also provides its customers the facility to set auto payment. You will also be able to make platinum credit card payments while availing this facility. You can complete this process by following the following step by step process: 

• You can activate the facility to set up auto payment through online website, mobile banking or from your bank branch.
• For this you can set automatic payment from your HSBC account. 
•  Your chosen amount will be automatically deducted from your account on a fixed date of every month.

• 6. From another bank account:

If you do not have a bank account of HSBC Bank, then you will be able to make Platinum Credit Card payment anywhere using the account of another bank. To complete this process, you will have to use internet banking or mobile banking of other banks. HSBC Bank Card payment can be made by doing this.

To make payment for HSBC Bank Platinum Credit Card, you will be able to make the payment for your card easily by following any of the procedures given above.

Important FAQs related to HSBC Bank Platinum Credit Card

Final Word

HSBC Bank’s Platinum Credit Card is a great option for those who want to earn rewards, especially air miles, on everyday spends. The card not only offers special offers across categories like dining, travel and entertainment, but also offers international perks like discounts on air travel and hotel bookings. 

Its key benefits include interest-free credit period of up to 56 days, extended warranty, 12 months free membership of Careem Plus and cinema offers. Although this card is not available for new customers, existing cardholders can take full advantage of it.

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