How to Apply for HSBC Gold Credit Card Online in UAE (Easy Approval Guide)

The HSBC Gold Credit Card can be a great option within the UAE, especially for those who want to earn rewards on purchases in their everyday life. Using this credit card, you can earn air miles on every purchase, which you can redeem for flights, hotels and other amenities.  Apart from this, using this credit card you can avail many exclusive offers such as discounts on travel, dining and entertainment.

The HSBC Gold Credit Card can be used exclusively for travel, shopping, dining and entertainment. Also, you can save from your other cards by availing the balance transfer facility. This card is for those whose income meets the prescribed criteria and who have the required documents.

In this article, we will give you detailed information about all the benefits, features, rewards, fees and charges of HSBC Gold Credit Card. We will also explain how this card can be used and what are the payment options.   What is the application process for this card, everything will be found here, so you have to read this article clearly.

HSBC Gold Credit Card Highlights

The HSBC Gold Credit Card makes managing your everyday expenses even more rewarding. This card gives you 10% off travel on British Airways, exclusive discounts at over 400 restaurants in the UAE and thousands of offers through the HSBC Entertainer app. 

This card has an annual fee of AED 420, and you can use it with features like balance transfer and flexi installment plans, which make your spending easier.

Parameter	Details
Credit Card Name	HSBC Gold Credit Card
Bank Name	HSBC Bank
Credit Card Type	Rewards Card (Earning Air Miles)
Credit Card Rating	4.5/5
Joining Fee	No joining fees
Annual Fee	AED 420 (including VAT)
Documents (for Application)	Identity Card, Address Proof, Income Proof
Eligibility Criteria	UAE resident, minimum income requirement
Use of Card	Flights, Hotels, Shopping, Dining, Entertainment
Interest-Free Days	Interest-free shopping for up to 56 days
Balance Transfer	Balance transfer facility from other cards
Travel Discount	Up to 10% off on British Airways

Main features of HSBC Gold Credit Card

HSBC Gold Credit Card can give you many benefits, such as the opportunity to earn air miles on every purchase, interest-free period of up to 56 days and balance transfer facility. With this card you can avail exclusive offers on travel, dining and shopping. It also gives you payment plans like flexi installment and cash installment plans.

The main features of HSBC Gold Credit Card are mentioned in the points below which are as follows: 

1. Earn Air Miles on every purchase

With HSBC Gold Credit Card you can earn air miles on every purchase. Air Miles are a type of reward points that you can redeem for flights, hotels and other services. The more you shop, the more air miles you can earn.  This card can be used especially for traveling which helps in providing you a comfortable travel experience.

2. Interest-Free Days

If you make your monthly dues in full on time, you get an interest-free period of up to 56 days. This means you can pay off your purchases within this period without any additional interest, saving you on interest.  This card provides the facility of interest free day, which can be very good for such people who take some time to get salary.

3. Balance Transfers

You can save on interest by transferring your other UAE credit card balance to the HSBC Gold Credit Card. This facility gives you the opportunity to consolidate all your loans in one place, so you can manage your finances better. 

How to Apply for HSBC Gold Credit Card

To apply for HSBC Gold Credit Card, you can apply by visiting the branch, you can apply through online mobile application, you can also apply for this credit card by talking to customer care, you can apply through HSBC website or mobile. You can fill the application form by visiting the app and upload the required documents. Here the complete step by step process of applying this credit card is explained which is as follows: 

• From the website Fill the Application Form:

First of all, you have to open the application form page from its mobile application website, where you have to fill your personal information, contact information and some other information correctly.

• Upload Document:

now you Upload passport, UAE resident visa, income proof (like bank statement), address proof (like electricity/water bill) and credit report or submit it at the branch.

• Application Review:

HSBC will review your information and documents. Your credit history and financial situation will be checked.

• Processing and Approval:

If your information is found correct, the bank will approve your application. You will receive a notification for the card issuance process.

• GET CARD:

After approval, your HSBC Gold Credit Card will be sent to your address. After receiving the card, follow the instructions to activate it.

• Start using the card:

Once you activate the card, you can start using it for shopping, dining, and travel.

After completing this entire process correctly, you will be able to enjoy all the benefits of HSBC Gold Credit Card and use it easily.

Eligibility Criteria for HSBC Gold Credit Card

Before applying for HSBC Gold Credit Card, you must meet certain eligibility criteria. Here is the eligibility and documents required for this card:

1. Minimum Income Requirements
   • For residents in UAE: Generally, you need to have a specified minimum monthly income, which is determined by the bank. This amount usually starts from AED 10,000, but it is advisable to contact the bank for the exact amount.
2. Age
   • The age of the applicant must be at least 21 years.
3. Social Status (Residency Status)
   • You must be a permanent resident in the UAE.

Documentation Needed for Applying

Before applying for HSBC Gold Credit Card, you need to keep some essential documents ready. Here are the documents required for this card:

1. Identity Proof
   • passport copy
   • UAE resident visa
2. Income Proof
   • Salary Slip (Last 3 Months)
   • Bank Statement (last 3 months)
   • Income tax returns or company financial statements if you are self-employed
3. Address Proof
   • Copy of recent electricity/water bill
   • Rent agreement or other valid address proof
4. Credit History
   • In some cases, your credit report may also be required, which shows your credit score and past credit situations.

Based on these eligibility criteria and document information, you can apply for HSBC Gold Credit Card.  

HSBC Gold Credit Card Exclusive Offers and Discounts

The HSBC Gold Credit Card not only gives you the opportunity to earn air miles but also offers discounts on many key services, making your shopping and travel experience even better. Let us know what special offers you get through this card:

• Travel Discounts

You can get up to 10% discount on British Airways flights through HSBC Gold Credit Card. This offer is valid for travel till 2024. To avail this offer, you can use the promo code provided by HSBC.

• Dining and Entertainment Offers

Through the HSBC Entertainer app you can enjoy thousands of dining and entertainment offers. Additionally, special discounts can be availed at over 400 restaurants across the UAE.

• Home & Away Offers

With the HSBC Gold Credit Card you can get exclusive deals and discounts on shopping, travel, and dining around the world. These offers are available not only in the UAE but also internationally, making your travel and shopping even more affordable.

HSBC Gold Credit Card: Payment Plans

HSBC Gold Credit Card offers various payment schemes to the customers to make their financial management easier. Through these plans, you can convert your big expenses into small monthly payments and save on interest rates.

Some of the main payment plans of HSBC Gold Credit Card are given below which are as follows: 

• 1. Flexi Installment Plan

• Under this plan, you can convert large purchases into smaller monthly payments ranging from 3 to 36 months.
• The interest rates are very low and there are no extra charges for early repayment.

• 2. Cash Installment Plan

• Under this scheme you can take cash as per your credit limit.
• This plan comes with competitive interest rates and there is no need for early repayment.

• 3. Balance Transfer Option

• Under this scheme, you can transfer the outstanding balance of your other credit cards to HSBC Gold Credit Card.
• This process allows you to save on interest rates and easily consolidate your loans into one place.

These plans provide customers with flexibility and financial management as per their needs.

How to Pay HSBC Gold Credit Card

You can use various convenient methods to make HSBC Gold Credit Card payments. Here are the payment methods and minimum payment requirements:

Payment Methods

1. Online Banking
   • You can easily make your credit card payments through HSBC’s online banking service.
   • Login and go to ‘Payment’ section to make your payment.
   • After this the payment of this card will be successful.

2. Mobile Banking
   • Using HSBC’s mobile banking app you can make your credit card payments anywhere, anytime.
   • Login to the app and select ‘Payment’ option.
   • After this your Mpin enter into
   • After this the payment will be done successfully.

Frequently Asked Questions (FAQs)

Conclusion

HSBC Gold Credit Card is a premium credit card in UAE that offers many exclusive benefits and facilities to its holders.

For dining and entertainment, thousands of offers can be availed through the HSBC Entertainer app and exclusive discounts can be availed at 400+ restaurants across the UAE.

Our existing visitors are advised to make full use of all the features and benefits of this card, so that they can get maximum rewards and discounts from their purchases. By using your card correctly, you can not only control your expenses but also avail great travel and lifestyle benefits.

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