Oumar Malik
Oumar Malik
Chief Financial Officer
Oumar Malik is the Chief Financial Officer of iNewkhusi.com, a top financial platform offering banking, loans, credit cards, and insurance. With deep financial expertise, Oumar is key in developing strategies for growth and effective management of financial products and services. Based in Al Hamriya, Dubai, Oumar provides valuable insights and innovative solutions to help individuals and businesses manage their finances.
Dubai, known for its high-rise buildings, luxurious shopping malls, and exciting activities, is a traveler’s paradise. But did you know that you can make your trip and shopping even better? With the FAB Etihad Guest Elite Account, you can earn Etihad Guest Miles on every spend that you can use to get discounts on flights, hotels, shopping, and more.
This account lets you earn Etihad Guest Miles on your daily banking activities that you can redeem to get discounts on flights, hotels, and activities. With the FAB Etihad Guest Elite Account, you can reduce your travel expenses in Dubai and enjoy more experiences.
In this post, we will tell you the complete step by step process of opening FAB Etihad Guest Elite Account. Before opening this account in this bank, you can read the information given here from beginning to end which will help you a lot.
FAB Etihad Guest Elite Account Benefits
FAB Etihad Guest Elite Account not only earns you travel rewards but also makes your everyday banking easier. Let’s take a look at its benefits.
- No minimum balance requirement: You do not need to maintain any minimum balance in the bank to open this account.
- Four free local fund transfers per month: You can transfer money within the UAE four times every month without any charges.
- Free unlimited cheque books: With this account, you get free cheque books, in any quantity you want.
- Earn 1,000 bonus Etihad Guest Miles on your first salary transfer: You get 1,000 bonus Etihad Guest Miles on your first salary transfer to this account.
Note: Earn three Etihad Guest Miles per AED 1,000 of your average balance each month. You can earn 3 Etihad Guest Miles per AED 1000 of your average balance each month, but note that for this to happen your account must have at least AED 10,000 on average each month. The maximum you can earn is 5,000 Etihad Guest Miles each month.
FAB Etihad Guest Elite Account Eligibility Criteria
FAB offers various savings accounts, and eligibility criteria can differ slightly depending on the Etihad Guest Elite account. Here’s a general guideline:
- Age: 18 years or older
- Residency: Open to UAE nationals, GCC nationals, resident expatriates and non-residents
- Minimum balance: No minimum balance requirement
- Total Relationship Balance (TRB): AED 500,000 or above
- TRB explained: This is the combined total of your current/savings/call account balance, fixed deposits and investments held with FAB.
FAB Etihad Guest Elite Account Necessary Documents
The required documents to open a FAB savings account can vary depending on the Etihad Guest Elite account type, but generally will include:
| Document | Description |
|---|---|
| Valid Passport (for non-residents) | Your passport must be valid. |
| Emirates ID (for UAE residents) | Your Emirates ID must be valid. |
| Proof of Address (e.g., utility bill) | A recent utility bill (electricity, water, etc.) can serve as proof of address. |
| Proof of Income (for some accounts) | Some accounts, like FAB Personal Savings Account, may require proof of income documents such as salary slips or bank statements. |
FAB Etihad Guest Elite Account Earn miles
When you open a First Abu Dhabi Bank Etihad Guest Elite account, you get multiple earning methods using which you can make money:
| Earning Methods | Etihad Guest Miles Earned |
|---|---|
| Spending (Domestic Transactions) | 2.5 miles per AED 10 spent |
| Spending (International Transactions) | 3 miles per AED 10 spent |
| Spending (Etihad or Etihad Airways Partners) | 5 miles per AED 10 spent |
| Average Monthly Balance | 3 miles per AED 1,000 (Minimum AED 10,000 balance required) |
Debit Card Daily Limits
On opening Abu Dhabi Bank Etihad Guest Elite account, you will get a debit card on your savings account and you will get the limit on the debit card as follows:
| Debit Card Daily Limits | Amount |
|---|---|
| ATM cash withdrawal | AED 30,000 |
| Retail purchase transactions | AED 75,000 |
FAB Etihad Guest Elite Account Travel benefits
The FAB Etihad Guest Elite Account debit card goes beyond just a regular debit card. It offers some fantastic travel benefits to make your journeys smoother and more enjoyable. Here’s a breakdown of what you get:
- Relax in Airport Lounges: Forget the hustle and bustle of the main terminal. This debit card grants you complimentary access to over 650 airport lounges worldwide. This means you can unwind in a comfortable and exclusive space before your flight, with amenities like comfortable seating, complimentary refreshments, and sometimes even Wi-Fi. To see which lounges you have access to, visit https://www.loungekey.com/.
- 24/7 Concierge Service: Traveling can sometimes involve unexpected challenges or require assistance with bookings or reservations. This benefit provides you with a 24/7 concierge service. With a simple call, you can get help with various travel-related needs, anytime and anywhere. They can assist you with tasks like:
- Booking flights and hotels
- Arranging airport transfers
- Securing restaurant reservations
- Recommending activities at your destination
The contact information for the concierge service is:
| Contact Type | Number |
|---|---|
| For calls within UAE | 800 0441 3487 |
| For international calls | +971 4 361 1234 |
By using the FAB Etihad Guest Elite Account debit card, you can truly elevate your travel experience and ensure a stress-free journey from start to finish.
How to Open FAB Etihad Guest Elite Account Step by step guide
With the FAB Official website , you can open a FAB Etihad Guest Elite Account instantly and with zero paperwork. All you need is your Emirates ID. Manage your account, earn rewards, and more with just a few taps.
Here are the steps to open a Etihad Guest Elite Account online:
1. Visit the Official Website:
First, go to the official website of FAB Bank.
2. Navigate to Savings Account:
Click on the menu area and select “Savings Account.”
3. Select Fab Etihad Guest Elite Account :
Tap on “ Etihad Guest Elite Account.”
4. Fill in the Information:
Enter all the required information such as:
- First Name
- Last Name
- Company Name (Optional)
- Phone Number
- Emirate
- Salary per month
- Nationality
5. Submit Your Application:
After filling in all the information, click on the “Apply Now” button.
6. Follow-up Call:
Enter your details on the FAB website, and the bank will call you back within 24 hours to proceed with your application.
This streamlined process ensures you can open a Etihad Guest Elite Account quickly and start managing your finances with ease.
FAQ
- What are the daily limits for ATM withdrawals and retail purchases with the debit card?
The daily limit for ATM cash withdrawals is AED 30,000, and the daily limit for retail purchase transactions is AED 75,000.
- Is there a regular FAB Etihad Guest Account without the high eligibility requirement?
Yes, FAB offers a regular FAB Etihad Guest Account that doesn’t have a minimum balance requirement. However, it offers fewer Etihad Guest Miles compared to the Elite Account.
- Is there a limit to how many Etihad Guest Miles I can earn per month?
Yes, there is a maximum limit of 5,000 Etihad Guest Miles that you can earn per month through maintaining your average monthly balance. Miles earned through spending are not capped.
- What is the eligibility requirement for the FAB Etihad Guest Elite Account?
The FAB Etihad Guest Elite Account has a high eligibility requirement. You need to have a Total Relationship Balance (TRB) of AED 500,000 or above (TRB includes current/savings/call account balance, fixed deposits and investments held with FAB).
Conclusion
The FAB Etihad Guest Elite Account is a feature-rich account designed for frequent travelers with a high net worth. Here’s a quick recap of the key points:
Pros:
- Earn Etihad Guest Miles on everyday spending and debit card transactions.
- High potential to earn miles through maintaining a minimum average monthly balance.
- Complimentary travel benefits like airport lounge access and 24/7 concierge service can significantly enhance your travel experience.
- No minimum balance required to maintain the account itself.
Cons:
- High eligibility requirement based on Total Relationship Balance (TRB) of AED 500,000 or above.
- You may want to explore other FAB accounts with lower eligibility requirements if your TRB is not that high.
Overall, the FAB Etihad Guest Elite Account is a great option for individuals who travel frequently and have a significant amount of money deposited with FAB.
If you meet the eligibility criteria, this account can help you accumulate Etihad Guest Miles quickly and enjoy exclusive travel benefits. If you face any problem in opening your account or want to ask anything then you can comment below.
Additional Resources
FAB Etihad Guest Elite Account: https://www.bankfab.com/en-ae/personal/elite/etihad-guest-elite-account
FAB Savings Accounts: https://www.bankfab.com/en-ae/personal/accounts/savings-accounts/personal-savings-account